Digital Finance Analytics (DFA) Blog

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Digital Finance Analytics (DFA) Blog

Digital Finance Analytics (DFA) Blog

Creator: Martin North

We discuss the latest finance and digital business news, with a distinctively Australian flavour

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Recent Episodes

181 episodes
12.3 Million Australian Households Are Living In Economic Armageddon

12.3 Million Australian Households Are Living In Economic Armageddon

We just released a deep dive into Australian Households and their financial distress over on our channel “In The Interests Of The People”. Here is an...

2026-01-20 13:40:43 01:18:58
DFA Live Q&A HD Replay: Are The Tides Turning On Australian Property?

DFA Live Q&A HD Replay: Are The Tides Turning On Australian Property?

This is an edit of a live show where we went deep into the change in the property weather which it seems is underway. I was joined by Aaron Scott from...

2026-01-20 10:09:03 01:23:18
Its Edwin’s Monday Evening Property Rant!

Its Edwin’s Monday Evening Property Rant!

This week we catch up with Edwin in transit to China as we look at the latest property and finance news. There seems to be a whole bank of black swans...

2026-01-19 05:19:51 00:37:51
Could An Alien Invasion Spark A Banking Crisis?

Could An Alien Invasion Spark A Banking Crisis?

Talking of Black Swan Events, as I did in yesterdays market review, I came across an article in the Times which suggested that there was a risk of fin...

2026-01-18 06:02:24 00:08:29
Financial Markets: Are Liquidity Black Swans Emerging?

Financial Markets: Are Liquidity Black Swans Emerging?

This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto on the way....

2026-01-17 10:49:13 00:23:11
Housing Crisis Or Population Crisis?

Housing Crisis Or Population Crisis?

The ABS released the latest Australian net long term and permanent arrivals data for November and revealed the highest level ever for that particular...

2026-01-16 07:05:07 00:12:25
Pop Goes Those Fixed Rate Mortgages…

Pop Goes Those Fixed Rate Mortgages…

Given what I have been highlighting about the pivot in interest rate expectations, following the last RBA presser and the flow of economic data, plus...

2026-01-15 08:04:50 00:13:57
No Rate Cuts? The Inflation Genie IS Still Out The Bottle!

No Rate Cuts? The Inflation Genie IS Still Out The Bottle!

The latest data from the US BLS showed that superficially the core consumer price index, regarded as a measure of underlying inflation because it stri...

2026-01-14 10:27:05 00:11:25
DFA Live Q&A HD Replay: Households Haunted By Debt: Which Post Codes Are Worse?

DFA Live Q&A HD Replay: Households Haunted By Debt: Which Post Codes Are Worse?

This is an edit of a live show where we delved into the question of household debt in Australia and how it translates into pressure on households. We...

2026-01-13 10:26:21 01:34:38
Its Edwin’s Monday Evening Property Rant!

Its Edwin’s Monday Evening Property Rant!

Our property insider Edwin and I discuss the latest media spin on property compared with the granular reality, consider the implications of the high-r...

2026-01-12 05:23:27 01:13:57
Markets Soar Into 2026 As Politics And Power Plays Trumps Economics!

Markets Soar Into 2026 As Politics And Power Plays Trumps Economics!

The fourth-quarter US reporting season kicks off with JPMorgan set to report before the opening bell in New York on Tuesday. Strategas Securities’ Rya...

2026-01-10 10:27:39 00:25:11
The Beatings Will Continue Until Morale Improves! With Tarric Brooker

The Beatings Will Continue Until Morale Improves! With Tarric Brooker

For our first show of 2026, Tarric and I dive deep into the data on housing, per capita data and the recent polls, plus a look at the implication of t...

2026-01-09 04:38:46 01:27:58
Labor’s “Shoot Ready Aim” Housing Policy Did Lift Home Prices!

Labor’s “Shoot Ready Aim” Housing Policy Did Lift Home Prices!

When Labor brought forward their 5% deposit scheme for first home buyers to 1 October 2025, Property Analysts warned that this could push up prices fo...

2026-01-08 07:55:47 00:12:11
Don’t Be Fooled By The Latest CPI Read; Rate Hikes Are Coming!

Don’t Be Fooled By The Latest CPI Read; Rate Hikes Are Coming!

Inflation cooled faster than anticipated to 3.4 per cent in November, as a wave of retail discounting helped ease the pressure on household budgets du...

2026-01-07 10:01:03 00:12:12
DFA Live Q&A Replay: Investing In An Age Of Rising Imperialism: With Damien Klassen

DFA Live Q&A Replay: Investing In An Age Of Rising Imperialism: With Damien Klassen

In our first live show of 2026 I am joined by Head of Investments Damien Klassen From Nucleus Wealth and Walk The World Funds. With the fast-moving ev...

2026-01-06 09:47:12 01:34:40
Its Edwin’s Monday Evening Property Rant!

Its Edwin’s Monday Evening Property Rant!

We are back for our first Rant of the year with Property Insider Edwin Ameida and I looking at the projections for property this year, chaos in the co...

2026-01-05 13:48:25 00:55:27
6 Levers To Pull To Boost Your Finances In 2026

6 Levers To Pull To Boost Your Finances In 2026

At the start of the new year, it is worth spending just a little time to make sure your finances are in the bets possible fettle. So today we look at...

2026-01-04 10:30:27 00:08:28
Volatility And Uncertainly; The Watchwords For Markets In 2026!

Volatility And Uncertainly; The Watchwords For Markets In 2026!

This is our weekly market update, where we start in the US, cross to Europe and Asia and end in Australia, covering commodities and crypto along the w...

2026-01-03 09:57:40 00:22:40
Confirmation Australia’s Housing Market Is Turning… But…

Confirmation Australia’s Housing Market Is Turning… But…

We had further confirmation today that the Australian housing market tide is turning, at least in terms of further price rises, but overall housing af...

2026-01-02 06:27:37 00:14:37
The Year That Was: Markets Bet On Hope Over Expectation!

The Year That Was: Markets Bet On Hope Over Expectation!

As we enter 2026, and Happy New Year to all, we should reflect on the fact that while hope is a desire for a positive outcome with uncertainty about i...

2026-01-01 13:40:13 00:20:41
DFA Live Q&A HD Replay: 2026 Property Trends With Edwin And Martin

DFA Live Q&A HD Replay: 2026 Property Trends With Edwin And Martin

This is an edit of a live show where I was joined by Property Insider Edwin Almeida for a live Q&A session on Australian Property Trends In 2026. If y...

2025-12-30 11:10:09 01:37:39
Households Crushed By Bills As Housing Costs Explode In 2026!

Households Crushed By Bills As Housing Costs Explode In 2026!

Today we walk through our latest analysis of financial stress among households, using data up to the end of 2025. And its a sorry picture, despite all...

2025-12-29 09:44:25 00:39:21
Australian Home Price Scenarios Updated For 2026!

Australian Home Price Scenarios Updated For 2026!

In this show we update our price scenarios based on the latest data and surveys, breaking down the data by state and territory. Things look like they...

2025-12-28 13:24:51 00:34:08
It’s All A Bit Artificial Really!

It’s All A Bit Artificial Really!

This is our weekly market update, starting in the US, crossing via Europe and Asia to Australia, and covering commodities and crypto along the way. In...

2025-12-27 13:49:27 00:29:55
Tony Locantro’s Christmas Box!

Tony Locantro’s Christmas Box!

Seasonal greetings to all our followers and viewers. Today we catch up with Tony Locantro and get his perspective of the year which is passing and 202...

2025-12-26 04:18:09 00:24:07
Santa’s ESG Dilemma!

Santa’s ESG Dilemma!

In this seasonal show, Damien Klassen, Head of Investments at Nucleus Wealth and Walk The World Funds; and Martin North from DFA dive into Santa’s ESG...

2025-12-25 03:56:17 00:19:41
DFA Live Q&A HD Replay: Stablecoins: A Financial Revolution Or Financial Coup? With Adam Stokes

DFA Live Q&A HD Replay: Stablecoins: A Financial Revolution Or Financial Coup? With Adam Stokes

This is an edit of a live show were I was joined by Adam Stokes to examine the emergence of Stablecoins following The Genius Act and the implications...

2025-12-23 13:36:36 01:27:55
Its Edwin’s Monday Evening Property Rant!

Its Edwin’s Monday Evening Property Rant!

This is our last formal Rant of the year, so Edwin and I go to town on some of the property predictions for 2026 and consider some of the sleeping iss...

2025-12-22 10:35:45 01:19:13
Good Versus Evil: In Memoriam

Good Versus Evil: In Memoriam

The 21st of December is the solstice. Technically speaking the solstice is a specific moment, not a whole day and in 2025 it happens at 15:03 on 21 De...

2025-12-21 09:22:29 00:14:28
Let’s Paper Over The Cracks For A Santa Rally…

Let’s Paper Over The Cracks For A Santa Rally…

This is our weekly market update where we start in the US, cross to Europe and Asia, and end in Australia, covering commodities and crypto along the w...

2025-12-20 13:59:49 00:28:56
Australia’s Economy Hits The Wall: With Tarric Brooker

Australia’s Economy Hits The Wall: With Tarric Brooker

Journalist Tarric Brooker and I catch up for our last chat of the year, and with the help of his excellent slides, pull apart the latest trends in ter...

2025-12-19 13:45:20 01:10:35
Let’s Play Some Migration Numbers Numberwang!

Let’s Play Some Migration Numbers Numberwang!

Today we got the ABS National, state and territory population data from June 2025. They reported that the Australia’s population grew by 1.5 per cent...

2025-12-18 08:27:59 00:10:57
Eight Megatrends For The Years Ahead!

Eight Megatrends For The Years Ahead!

Damien Klassen Head of Investments at Nucleus Wealth and Walk The World Funds and Martin North from DFA discuss eight critical megatrends, which are s...

2025-12-18 04:22:15 00:51:55
The Government’s “Find The Pea Budget Trick”…

The Government’s “Find The Pea Budget Trick”…

As expected, Treasurer Jim Chalmers wants you to believe that the budget is getting better and Labor’s claimed spending restraint is helping the Reser...

2025-12-17 13:36:36 00:15:05
DFA Live Q&A Replay: Our Housing And Economic Disaster Will End In Tears! With Leith van Onselen

DFA Live Q&A Replay: Our Housing And Economic Disaster Will End In Tears! With Leith van Onselen

I am joined by Leith van Onselen Chief Economist and Co-founder of Macrobusiness, as we review the year across housing, and the economy, and ask what...

2025-12-16 10:23:53 01:43:47
Its Edwin’s Monday Evening Property Rant!

Its Edwin’s Monday Evening Property Rant!

A bit late, Edwin our property insider, and I discuss the latest property trends and stats for our weekly Rant. While things may be turning sour in so...

2025-12-16 09:38:32 00:56:12
In A Troubled World, The Long Cash Con Continues…

In A Troubled World, The Long Cash Con Continues…

Edwin’s Monday Rant won’t happen tonight, as he is the middle of client settlements. Hopefully tomorrow. But it gives me the chance to reflect on the...

2025-12-15 10:17:23 00:14:15
Housing Markets Vomit Fear Into Year’s End!

Housing Markets Vomit Fear Into Year’s End!

How quickly sentiment can turn as Australian’s favourite sport, housing, turns sour into the end of the year. Instead of more rate cuts next year, the...

2025-12-14 09:41:12 00:17:36
Beyond Speculation: Is A New Order Approaching?

Beyond Speculation: Is A New Order Approaching?

As Jonathan Shapiro wrote in the AFR this week, financial markets are becoming one big gamble, catalysed by leading global retail brokers leading to a...

2025-12-13 14:19:07 00:28:44
Life, The Universe And The Social Media Ban!

Life, The Universe And The Social Media Ban!

This is my edit of a live show recorded with Adam Stokes on his channel, where we dived into the U16 social media ban, and discussed its origins, impl...

2025-12-12 13:24:48 01:40:33
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