Financial Autonomy
Channel Details
Financial Autonomy
Plenty of podcasts focus on building wealth – and that's great, as far as it goes. But focusing just on wealth misses the point. I believe what most of us actually want is to have choice. Choice in how much time we give to income-producing activities. Choice about what those income-producing acti...
Recent Episodes
441 episodes
Are Investment Bonds About to Become a More Tax-Effective Way to Build Wealth?
What if an investment structure that has been easy to overlook for years is suddenly about to become much more attractive?
The upcoming changes...
Should You Pay Off Your Mortgage and Other Debts as Fast as Possible?
Paying off debt as fast as possible sounds like an obvious financial win. It can mean less interest, fewer repayments, and more money left for you.
Is This the End of the ASX? What It Could Mean for Your Investments
What if one of the biggest changes to how Australians invest is about to happen, and hardly anyone here is talking about it?
US sharemarkets ar...
Want to Retire Earlier? How to Build Financial Independence Before 60
Want to retire earlier, cut back your hours or reach the point where work becomes optional?
A lot of people in their 40s and 50s assume financ...
Are You Investing Too Much in Australian Shares?
Australian investors have spent decades being told there are good reasons to keep a big chunk of their money at home.
We've got franking credit...
Are You Taking Too Much Investment Risk — or Not Enough?
Most investors worry about taking too much risk.
But what if the bigger problem is that you are not taking enough?
Choosing how much risk...
Should You Help Your Kids Buy Property? Lessons From 5 Family Property Purchases That Ended in Court
Buying property with family can seem like a smart way to help your kids, pool your money or make a deal possible that none of you could manage alone. ...
7 Ways Busy People Can Build Wealth on Autopilot
You're earning good money. You're busy. And the last thing you need is a wealth-building strategy that feels like another job.
Because building...
Is a Family Trust Still the Best Way to Build Family Wealth?
For decades, the family trust has been treated as the go-to structure for Australians building serious wealth.
But what happens when the rules...
Am I on Track to Retire?
You may know how much is sitting in your super. But do you know whether it is enough to retire when you want to?
Could you stop work at 60? Wou...
The Sharemarket Financial Year in Review (and What BlackRock Is Watching Now)
If you have been watching the news and wondering whether your investments are about to get hit, you are not alone.
Over the past year, investor...
How to Build Passive Income So You Can Retire Earlier
Imagine reaching a point where your pay cheque is no longer the only thing keeping your life running.
You could reduce your hours, change caree...
Why Doing Less with Your Investments Could Make You Richer
Think the secret to getting rich is finding the next Nvidia, picking the perfect fund manager, or making clever moves before everyone else?
Wel...
Offset Account vs Investing in Shares: Which Will Make You Richer?
When interest rates are high, putting extra money into your offset account can feel like the obvious decision. It reduces the interest on your home lo...
Everyone Says Pay Off the Mortgage with an Inheritance. But What Should You Really Do?
Everyone says that when you receive an inheritance, the smartest thing to do is pay off the mortgage. And sure, for some people, that might be exactly...
Self-Managed Super: Do the Tax Changes Make SMSFs Worth a Rethink?
Self-managed super funds have been out of favour for a while. With low-cost industry funds, better online platforms and more compliance to deal with,...
How to Fund Your Child's Future Without Financial Stress
Every parent wants to give their child the best possible start, but between school fees, uniforms, laptops, camps, sport, music, tutoring and uni, the...
5 Ways to Build Wealth with the changes to Negative Gearing
You were told an investment property was one of the safest ways to build wealth. But what happens when one of the key tax benefits that made the numbe...
Why Waiting to Get Financial Advice Could Cost You Hundreds of Thousands
Think financial advice is something you get when you're older, wealthier, or closer to retirement? That mindset could be costing you far more than you...
Get Retirement Ready: How to Avoid Costly Surprises After You Retire
Retirement should feel like freedom, not a series of expensive surprises you wish you had seen coming.
Before you finish work, you want to know...
Your EOFY Checklist: Smart Moves to Make Now That Could Reduce Your Tax and Boost Your Super
June 30 is one of those dates that creeps up, and suddenly everyone is asking the same thing.
Have I missed something?
Could I have done...
Get Retirement Ready: The 5 Things to Get Right Before You Retire
The retirement mistakes that cost people most are often made before they leave work, when there is still time to fix them, and have real consequences...
The 2026 Budget Changes That Could Affect Your Property, Investments and Tax Strategy
The 2026 Federal Budget could change the way many Australians invest, buy property and reduce tax.
The big headline isn't the $250 tax offset. ...
Get Retirement Ready: Should You Pay Off the Mortgage or Boost Your Super?
The most expensive retirement mistakes often happen 10 years before you actually retire. You still have time to make meaningful changes, but every cho...
The Ultimate Property Buying Checklist that Could Save You Thousands
Buying a property is one of the biggest financial decisions you'll ever make… and most people don't realise they've made a bad one until after they've...
What Inflation Is Really Doing to Your Wealth (And Why It Matters More Than You Think)
You hear inflation talked about like it's the villain of the economy all the time.... but what is inflation actually doing to your own money?
...
What It Really Takes to Turn Your Great Idea into a Real, Profitable Business
How many times have you had an idea and thought, this could make me millions… and then watched someone else do something similar and actually make mon...
The 3 Questions That Will Change How You Make Every Financial Decision
Most people are doing everything right with their money... saving, investing, planning for retirement... and still end up building a life they don't a...
The Property Buying Playbook That Could Save You Thousands
Buying property is one of the biggest financial decisions you'll ever make… and most people are just kind of winging it.
You're going to inspec...
Should You Be Worried About Your Investments and Retirement as War Escalates and Oil Prices Rise?
War is escalating, oil prices are rising and markets are reacting.
So what does that actually mean for your investments and retirement?
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Franking Credits: Don't Miss Out on Free Money
This week on the Wealth Builder podcast Nick talks to accountant David Markovski about franking credits and how to get the most out of them.
Nee...
Post-Divorce Financial Roadmap
Divorce often requires a major financial reset, and knowing where to start can feel overwhelming. In this episode, we outline a practical roadmap to h...
Crypto & Digital Assets: Boom, Bust & What's in Between
This week on the Wealth Builder podcast Nick talks to James Brannan from BlockByte Capital about mitigating risks when investing in cryptocurrencies i...
Investing when your time frame is beyond your lifespan
In this episode, we explore what it means to invest with a time frame that stretches beyond your own lifespan. When personal financial security is alr...
Can You Really Retire Early? Let's Find Out
This week on the Wealth Builder podcast Nick talks to Financial Autonomy host Paul Benson about what to consider before retiring early
Need help...
Should You Be Buying Precious Metals?
Gold rose 74% last year and silver surged 185%, but do those eye-catching returns actually justify investing in precious metals? In this episode, we e...
Crypto & Digital Assets 101: Understanding the Basics
This week on the Wealth Builder podcast Nick talks to James Brannan from BlockByte Capital to explain the basics of cryptocurrencies and digital asset...
How to Retire Earlier: The 5 Levers Australians Can Pull
Retiring earlier isn't about winning the lotto — it's about understanding the financial levers that actually move the needle. In this episode, we expl...
9 Financial Resolutions to Kickstart Your 2026
This week on the Wealth Builder podcast Nick talks to Financial Autonomy host and financial planner Paul Benson about 9 new year's resolutions to kick...
The 10 Year Wealth test: Are You on Track for 2036?
In this episode, we step back from the day-to-day financial noise and take a long-term view with the 10 Year Wealth Test, asking the key question: are...