How to Money
Channel Details
How to Money
Best friends Joel and Matt are the co-hosts of How to Money which is all about providing the knowledge & tools that normal folks need to thrive in areas like debt payoff, DIY investing, and crucial money tricks that will provide continuous help along your journey. We believe that access to unbiased...
Recent Episodes
142 episodes
Military to Millionaire w/ Lacey Langford #1160 (Bestie Ep)
Only 9% of young Americans have shown an interest in serving in the military according to the latest figures- we’ve seen a precipitous drop which mean...
Ask HTM - Losing Weight to Gain Wealth, Free Car Leases, & Hacking Mortgages #1159
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
The Understated Power of Stealth Wealth #1158 (Bestie Ep)
Clark Kent has a nerdy newspaper job, he’s got thick glasses- he’s definitely not cool in the city of Metropolis. But when he pulls back the white but...
What Most People Get Wrong About Paying Off Debt w/ Johanna Samara #1157
Student loan balances are climbing, credit card debt is hitting new highs year after year, new forms of borrowing like buy now pay later seem to appea...
Ask HTM - Looking a Gift House in the Mouth, Prepaid Visas, & Wealth Inequality in the US #1156
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Post-Graduation Money Advice for the Real World #1155 (Bestie Ep)
Getting your driver’s license was a liberating milestone worth celebrating because it meant you no longer needed your parents to drop you off at work,...
Earn Your Freedom: Doing the Work That Pays Off w/ Bola Sokunbi #1154
Some of the best things in life are free, but many of the most meaningful goals demand serious time, effort, and sacrifice. The problem is, we rarely...
Ask HTM - Jumbo Down Payments, Insufficient 25% Savings Rate, & a Failure to Financially Launch #1153
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Overblown AI, Portfolio-Powered Wealth, & K-Shaped Credit #1152
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
The Invisible Economic Forces Shaping Your Life w/ Planet Money's Alex Mayyasi #1151
Try to explain consciousness. Go ahead… we’ll wait. It’s almost impossible, but that doesn’t make it any less real! Same with gravity. You can’t see i...
Ask HTM – Butting Heads with Investing Gurus, 4% Mortgage Ripoff, & Hoarding Cash at Retirement #1150
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Space Stocks, Delaying Debt, & Home Insurance Hardships #1149
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Avoiding the 'Middle Class Trap' w/ Scott Trench #1148
In Rockin' the Suburbs, Ben Folds pokes fun at the “struggles” of middle-class life… it’s angsty, a little whiny, but also tongue-in-cheek. It’s kille...
Ask HTM – Liquid Cash (How Much is Too Much), AI WW3 Portfolios, & Shopping Local (for a Mortgage) #1147
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Rent Reductions, Charity Parity, & Home Equity Sharing #1146
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
The Case for a ‘Good Enough’ Financial Plan w/ Jesse Cramer #1145
Optimization is everywhere in the personal finance world. If we just invest perfectly, we’ll get where we want to go, faster… What's not to love?! Wel...
Ask HTM – Sinking Fund or Pet Insurance, Balance Transfer Card Bonus, & Backfilling an HSA #1144
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Insurgent I-Bonds, Trendy Tiny Homes, & Cutting The Big 3 #1143
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
The $1M Scholarship Strategy w/ Nia Baiyeroju #1142
Most of us think of college as an investment… one that hopefully pays off over decades. And for a lot of people, it does. But with costs skyrocketing,...
Ask HTM – Looking to the Stars to Save, High Price to Pay for Financial Advice, & Setting up a Roth for a Minor #1141
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Mistaken Starting Salaries, Crypto Mortgages, & Self-Inflicted Inflation #1140
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Achieving Financial Independence as a Late Starter w/ Bill Yount #1139
The vast majority of HTM listeners are Gen Z and Millennials - people who are starting early and taking the bull by the horns. But that’s not true for...
Ask HTM - Budgeting for Credit Card Rewards, HELOC for Home Improvements, & Coast FI with Bonds #1138
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight – Recycled Rags, Slow Shipping, & Sayonara Spirit (or not...) #1137
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Building Wealth When Markets Get Messy w/ Ben Carlson #1136
Shark attacks, plane crashes, and lightning strikes… these are the dramatic and headline-grabbing events that are terrifying but incredibly rare. The...
Ask HTM: Conquering Debt-Fuled Lifestyle Inflation, Investing a Used Car Payment, & Making the Most of a VA Loan #1135
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - College Cost Cutting, Predictive Credit Scores, & Work Perk Pruning #1134
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Flights Are Getting Pricier! (*here’s how to pay less*) w/ Kyle Potter #1133
Most of our best memories (and stories) come from trips we’ve taken. Some were incredible international adventures while others were ridiculously chea...
Ask HTM - Running the Financial Gamut From Squirreling Away an Emergency Fund to Real Estate Investing #1132
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Allbirds AI Audacity, 529 Flexibility, & Horrific HELOCs #1131
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Real Estate's Ticking Time Bomb w/ Bigger Pockets' Dave Meyer #1130
The housing market is currently at a massive crossroads, and frankly, the old rules don't seem to apply anymore. We’re seeing a landscape of shifting...
Ask HTM - Set for Life w/ Trump Accounts, Cash vs a Car Loan, & Vetting a Financial Advisor #1129
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Frustrating Fees, Degree Doubts, & Upper-Middle Class Ascendancy #1128
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Can Millennials Count on Social Security? w/ Mike Piper #1127
Let's talk about Social Security. More than music, clothing, or even political views, Social Security might be the single biggest generational fault l...
Ask HTM - Free Fidelity Funds, Credit Card Maxxing, & Debating a PTO Cash-Out #1126
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Ask HTM - Inflating the 25x Rule, Online Car Refinancing, & Affordable ADUs (Bestie Ep) #1125
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
The Blueprint to Financial Wholeness w/ Tiffany Aliche #1124
“The Budgetnista” needs no introduction, but here’s a quick one anyways: Tiffany Aliche has helped millions of people change the trajectory of their f...
Ask HTM - 4 Hours to Dispute $3.16, All-In on the S&P 500, and Hitting Coast FIRE #1123
We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love fo...
Friday Flight - Stellar Staycations, Devilish Destination Fees, & Pay Cut Gut Punch #1122
Time for a Friday Flight- our little sampling of the week’s best financial news and what it means for your personal finances. There are a lot of headl...
Capitalism for ALL: Making the System Work for Everyone w/ John Hope Bryant #1121
You might expect someone who experienced homelessness as a kid to grow up angry at the financial system. Instead, John Hope Bryant set out to understa...